Tag Archive for: phishing

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You’re right – a huge number of your work emails are just spam

2022 sees rise in ‘unwanted’ emails as phishing attacks remain popular

A large proportion of your work emails may not be useful in any way, a new report examining billions of messages has claimed.

Research from Hornetsecurity analyzing 25 billion business emails found nearly half (40.5%) are ‘unwanted’, and could even represent a serious threat to businesses.

The report also revealed how email remains an incredibly popular threat vector, with the most common kind of malicious messages being phishing attacks – emails pretending to be from well-known companies, sometimes quite convincingly – which made up 39.6% of all threats.

False sense of security

When it comes to malicious email attachments, Archive files such as Zip made up the greatest proportion (28% of messages), followed by web files (HTML) at 21%. Text based files were also commonly employed, with tainted Microsoft Word documents making up 12.7%, PDF 12.4% and Excel 10.4%.

The report also found new methods are being developed by cybercriminals in response to the changing digital landscape. For instance, attacks exploiting the macro capabilities in Microsoft 365 are no longer viable since Microsoft disabled the feature last year, specifically to shore up its security.

As a result of this, new tactics have been adopted. HTML smuggling has risen, where hidden LNK or ZIP files are contained within web links to deploy malware.

Hornetsecurity CEO Daniel Hofmann warned that given the prevalence of cloud based systems, such as Microsoft 365, their use should merit the same level of caution. Hornetsecurity’s report found that a quarter of respondents did not know that 365 could be a potential gateway for ransomware – some even presumed it was invulnerable to such threats.

“Ongoing training should be in place to prevent fraudsters from manipulating the trust people have in Microsoft and other office systems”, Hoffman advised. He also made specific mention of Microsoft Teams, adding that “it’s also critical to ensure all data shared via this platform is backed up.”

Other reports have found a similarly high – or even higher – proportion of spam emails in people’s accounts. Recent findings from Kaspersky, for instance, put the figure between 45-85%.

If you are looking for an expert to help you find the best solutions for your business talk to GCInfotech about a free technology assessment

Published with consideration from TechRadar SOURCE

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It’s Time For A Refresh! 4 Cyber Security Trainings To Do With All Employees

Students are returning to the classroom now that back-to-school season is officially underway. During the first few weeks, teachers will be reteaching their students the topics they learned in the previous school year to help them regain knowledge they may have forgotten during summer break. But students aren’t the only ones in need of a refresher every year. Your employees also need to be refreshed on company policies, values and, most importantly, cyber security practices.

Did you know that human error accounts for 95% of all successful cyber-attacks? When a cybercriminal is planning an attack, they look for weak points within a company’s cyber security plan. The easiest spot for hackers to exploit is a company’s employees. New cyberthreats are created on a consistent basis, and it’s important that your employees know what to do when they encounter a potential threat. If your employees are not routinely participating in cyber security trainings, your business could be at risk, regardless of size.

Every single one of your employees should be familiar with your cyber security practices. When they’re hired on, they should go through an initial training that lays out all of your practices, and they should also participate in refresher trainings throughout the year to ensure that the entire team is on the same page with cyber security. At the very least, you should host at least one security training annually. If you’ve never put together a cyber security training, you may be wondering what topics you need to cover with your team. Below, you will find four of the most important topics to cover.

Responsibility For Company Data

This is your opportunity to explain to your employees why cyber security is so important. They need to understand why cybercriminals are interested in your company’s data and what they could potentially do with it. Everyone on your team has a legal and regulatory obligation to protect the privacy of your company’s information. When discussing this topic with your team, it’s imperative that they know the ramifications of falling victim to a cyber security threat.

Internet Usage

Does your company have restrictions on what websites your employees can use while at work? If not, that’s something you should look into. Every device that’s used by your employees should have safe browsing software downloaded onto it to prevent them from stumbling upon dangerous sites that could put your company’s data at risk. Your employees should know what sites are acceptable to use and that they should not be accessing their personal accounts while connected to your company’s network. They should never click on links that are sent from an anonymous source or are found on an unapproved website.

E-mail

If your employees utilize e-mail while at work, it’s important that they know which e-mails are safe to open. Employees should not respond to e-mails that are from people they aren’t familiar with, as that could be a cybercriminal attempting to gain access to your company’s data. Employees should only accept and open e-mails that they are expecting or that come from a familiar e-mail address.

Protecting Their Computers

If your employees have their own personal computers, they should be doing everything in their power to keep them protected. Whenever they walk away from their computer, they should make sure it’s locked; they should also never leave their computer in an unsecure location. Also, ensure that your employees are backing up their data routinely and have downloaded necessary antivirus software.

It’s of the utmost importance that your team has been fully trained in your cyber security practices. If they haven’t, they could open your business up to all sorts of cyber-attacks that will damage your company’s reputation from a customer perspective. Your business will also no longer be compliant, and insurance companies may not cover your claims if your team is not participating in regular training.

Ensuring that your team is aware of your cyber security practices and actively taking steps to strengthen your cyber security is the best way to stay compliant and prevent cyber-attacks. If your team is not regularly going through cyber security training, you need to start. It will offer more protection to your business, which will make your customers more comfortable doing business with your company.

Are you interested in learning more about cybersecurity? Call us today and discover how our wide array of tech services can safeguard your business.

If you are looking for an expert to help you find the best solutions for your business talk to GCInfotech about a free technology assessment

Published with consideration from TechAdvisory.org SOURCE

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Businesses are still risking plenty when it comes to remote working

Many businesses still haven’t figured out secure remote working

It’s been more than two years since the pandemic forced much of the world into lockdown, with many companies thrown into a remote working environment.

But new research has shown the majority still haven’t figured out how to keep their workforce secure as they work from their kitchens, local libraries, coffee shops, and airports.

A survey of 3,000 IT staff and other employees conducted by TechRadar Pro, in partnership with Perimeter 81, shows that more than three-quarters of businesses have at lease some remote employees.

Their responses to questions around intended spending for 2022-23, however, revealed that many still do not have the necessary protections in place; 10% will look to implement some form of access management, while 9% will prioritise VPN and zero-trust solutions, respectively.

Further, just half (50%) of firms have a cloud-based cybersecurity solution in place, with an additional 15% saying they are currently exploring their options.

VPNs and firewalls reign supreme

Ever since the pandemic, the number of cyber-incidents, data breaches, business email compromise attacks, and ransomware attacks has spiked, bringing with them billions of dollars in damages.

Cybersecurity researchers argue that many employees who were forced into a remote working environment weren’t prepared, and ended up compromising their corporate networks with malware-laden home devices running no antivirus solutions, password sharing, and falling victim to phishing and other social engineering attacks.

However, now more than two years since the transition, it should be expected that businesses hold up their end of the bargain too, putting in place the necessary services to protect against threats.

The data shows that companies are performing strongly when it comes to a web security (more than two-thirds have either web or malware filtering solutions set up). Cybersecurity solutions like VPNs and firewalls have also seen relatively high levels of adoption.

But the survey data also serves to highlight the number of businesses that remain at risk, when the inevitable occurs.

If you are looking for an expert to help you find the best solutions for your business talk to GCInfotech about a free technology assessment

Published with consideration from TechRadar SOURCE

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Working remotely? Follow these cybersecurity tips

Working from home is becoming an increasingly popular option for employees around the world. While this flexible work arrangement can be a great perk for employees, it also comes with its own set of security risks. Follow these cybersecurity tips so you can protect yourself, your personal information, and your company’s data while telecommuting.

Patch your software regularly

Although installing software updates can be a major nuisance, these updates generally address critical weaknesses and protect your systems from the latest threats. Most apps now offer an automatic update feature so you don’t have to manually patch your software.

Another option for your business is patch management software. These track patches on employee devices and roll out the most recent updates on a company-wide scale.

Fortify your accounts

When everyone is working remotely, user accounts must be properly secured. One way to achieve this is by setting at least 12-character long passwords with numbers and special characters mixed in to make them more difficult to guess. More importantly, these passwords must be unique to each account, to minimize the damage if hackers manage to compromise one set of credentials. If you find it difficult to generate and remember login details for all of your accounts, consider using password managers like LastPass, Dashlane, and Keeper.

To further strengthen your accounts, you’ll also need to enable multifactor authentication (MFA). This adds another layer of identity verification — like fingerprint scans or one-time activation codes sent through SMS — to make it more difficult for cybercriminals to hijack your accounts.

Use a virtual private network (VPN)

VPNs are primarily used to circumvent geographic restrictions on location-specific websites and streaming services, but they’re also a crucial tool for remote workers. A reliable VPN creates secure connections between devices and networks by encrypting internet traffic. This hides web activity from prying eyes, protecting your employees’ online privacy and mitigating the risk of hackers stealing company information.

Set up firewalls and antivirus software

Make sure to enable firewalls in your operating systems and hardware. These provide a strong layer of protection between your device and the internet, preventing malicious programs and other network threats from reaching your device. Your managed IT services provider (MSP) may also provide third-party firewalls in case your computers don’t have any built in by default.

In addition to firewalls, you’ll want to implement antivirus software to detect and remove any malicious programs that manage to infiltrate your device. Just remember to constantly update the software so it can effectively detect the newest malware strains.

Secure home routers

Home Wi-Fi routers are not as thoroughly secured as their business counterparts so take extra precautions to safeguard them. For starters, change the default router password immediately after setting it up because hackers can easily look up the password online once they know your router model. You should also install the latest firmware updates to eliminate any security vulnerabilities.

Finally, check whether your router has Wi-Fi Protected Access 2 (WPA2) encryption settings to secure inbound and outbound traffic. If your router doesn’t have WPA2, you’re overdue for an upgrade.

Back up your data

Important files must be backed up regularly in the cloud and your external hard drive. This way, you’ll always have a copy of your files in case of a major data loss incident like a ransomware attack or a power outage.

Watch out for online scams

The biggest threat remote workers face is online scams. Phishing emails may entice you with free coronavirus test kits in exchange for personal information. Some cybercriminals may even masquerade as legitimate companies, CEOs, or friends to trick you into clicking on dangerous links and attachments.

To avoid these threats, you must be critical of everything you see online. Look for any suspicious links and attachments, grammatical errors in the email body, and misspelled email addresses. Plus, you should never give out sensitive information to an unsolicited email, text message, or phone call.

Working from home poses many cybersecurity challenges for businesses, but you don’t have to address them alone. If you need guidance with enabling MFA, setting up firewalls, and even avoiding scams, we can provide the IT support you need.

Are you interested in learning more about cybersecurity? Call us today and discover how our wide array of tech services can safeguard your business.

If you are looking for an expert to help you find the best solutions for your business talk to GCInfotech about a free technology assessment

Published with consideration from TechAdvisory.org  SOURCE

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How to spot ‘spear phishing’, an insidious cybercrime trend

True story: At a company I once worked for, employees received an email about an unexpected bonus. In private Slack channels, we wondered whether it was a well-played phishing attempt. Turns out, the bonus was legit, but so was our inclination to question it. Phishing—when cybercriminals pose as legitimate institutions to get info or money from you—is the origin of up to 90 percent of breaches and hacking incidents, says Frank Cilluffo, director of Auburn University’s McCrary Institute for Cyber and Critical Infrastructure Security in Alabama.

These cyber bad guys have even taken it to the next level with “spear phishing,” a practice of sending emails that appear to be from someone you personally know. “This happened to me once and it was a humbling experience,” says Adam Doupé, director of the Center for Cybersecurity and Digital Forensics at Arizona State University in Tempe. Turns out, the email seemed to be coming from a colleague, and Doupé was boarding a plane when he got it so he wasn’t as careful as he would normally be. “I ended up replying with my cell phone number,” recalls Doupé. “When the phisher responded with a request to send gift cards, the alarm bells went off.”

Knowing that a cybersecurity expert got played, an average person has to be hypervigilant. But could you be missing out on legit offers and emails because you’re being too cautious? Your first line of defense: install a protection software (like Malwarebytes). This sort of protection that lives on your computer, coupled with our expert tips below, will stop phishers in their tracks.

3 Ways To Tell If It’s Phishing Or Not

Experts say there are a few things you can do if you’re unsure whether an email is a phishing attempt.

1. Check the email address carefully.

Hover your cursor over the full email—not just the sender’s name—to see if anything looks off. “For instance, instead of .com, the address may contain .ru,” says Cilluffo. (.Ru indicates that it’s from a Russian server.) Compare the address on a recent email to one that you’ve responded to previously.

2. Call or text the person you think may have sent the email.

Ever receive an email from a friend or colleague and it seems off? Maybe it’s much briefer than usual or perhaps they addressed you by your full name rather than a nickname. Trust your gut, and don’t respond or click on any links or attachments until you’ve verified the email. While it truly may just be a link to their kids’ fundraiser, it could be the work of a cyber criminal trying to get you to download malware—aka malicious software.

3. Verify through an independent news source.

Sometimes you may receive an email about an important recall notice or info about a class-action lawsuit. Search on a trustworthy news site whether the link contained in your email appears in any news articles, suggests Doupé.

Bottom line?

Cyber criminals are getting more and more creative at making their phishing attempts appear legitimate. Go with your gut, slow down to verify the validity of messages you receive and install a protection software (like Malwarebytes) to stop phishers before they start.

Are you interested in learning more about cybersecurity? Call us today and discover how our wide array of tech services can safeguard your business.

If you are looking for an expert to help you find the best solutions for your business talk to GCInfotech about a free technology assessment

Published with consideration from yahoo.com SOURCE

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HTML attachments remain popular among phishing actors in 2022

HTML files remain one of the most popular attachments used in phishing attacks for the first four months of 2022, showing that the technique remains effective against antispam engines and works well on the victims themselves.

HTML (HyperText Markup Language) is a language that defines the meaning and structure of web content. HTML files are interactive content documents designed specifically for digital viewing within web browsers.

In phishing emails, HTML files are commonly used to redirect users to malicious sites, download files, or to even display phishing forms locally within the browser.

As HTML is not malicious, attachments tend not to be detected by email security products, thus doing a good landing in recipients’ inboxes.

Statistical data from Kaspersky indicates that the trend of using HTML attachments in malicious emails is still going strong, as the security company detected 2 million emails of this kind targeting its customers in the first four months of the year.

The numbers culminated in March 2022, when Kaspersky’s telemetry data counted 851,000 detections, while a drop to 387,000 in April could be just a momentary shift.

How HTML evades detection

The phishing forms, redirection mechanisms, and data-stealing elements in HTML attachments are typically implemented using various methods, ranging from simple redirects to obfuscating JavaScript to hide phishing forms.

Attachments are base64 encoded when present in email messages, allowing secure email gateways and antivirus software to easily scan attachments for malicious URLs, scripts, or other behavior.

To evade detection, threat actors commonly use JavaScript in the HTML attachments that will be used to generate the malicious phishing form or redirect.

The use of JavaScript in HTML attachments to hide malicious URLs and behavior is called HTML smuggling and has become a very popular technique over the past few years.

To make it even harder to detect malicious scripts, threat actors obfuscate them using freely-available tools that can accept custom configuration for a unique, and thus less likely to be detected, result and thus evade detection.

For example, in November, we reported that threat actors used morse code in their HTML attachment to obfuscate a phishing form that the HTML attachment would display when opened.

Kaspersky notes that in some cases, the threat actors use encoding methods involving deprecated functions like the “unescape()”, which substitutes “%xx” character sequences in the string with their ASCII equivalents.

While this function has been replaced by decodeURI() and decodeURIComponent() today, most modern browsers still support it. Still, it might be ignored by security tools and antispam engines that focus more on current methods.

Conclusion

HTML attachment distribution was first seen spiking in 2019, but they remain a common technique in 2022 phishing campaigns, so they should be seen as red flags.

Remember, merely opening these files is often enough to have JavaScript run on your system, which may lead to automatic malware assembly on the disk and the bypassing of security software.

As the security software doesn’t detect an attachment as malicious, recipients may be more likely to open them and become infected.

Even if your email security solution doesn’t generate any warnings, you should always treat HTML attachments as highly suspicious.

Are you interested in learning more about cybersecurity? Call us today and discover how our wide array of tech services can safeguard your business.

If you are looking for an expert to help you find the best solutions for your business talk to GCInfotech about a free technology assessment

Published with consideration from bleepingcomputer.com SOURCE

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FBI says business email compromise is a $43 billion scam

The Federal Bureau of Investigation (FBI) said today that the amount of money lost to business email compromise (BEC) scams continues to grow each year, with a 65% increase in the identified global exposed losses between July 2019 and December 2021.

From June 2016 until July 2019, IC3 received victim complaints regarding 241,206 domestic and international incidents, with a total exposed dollar loss of $43,312,749,946.

“Based on the financial data reported to the IC3 for 2021, banks located in Thailand and Hong Kong were the primary international destinations of fraudulent funds,” the FBI said.

“China, which ranked in the top two destinations in previous years, ranked third in 2021 followed by Mexico and Singapore.”

This was revealed in a new public service announcement published on the Internet Crime Complaint Center (IC3) site as an update to a previous PSA from September 2019, when the FBI said losses to BEC attacks reported by victims between June 2016 and July 2019 reached a total of over $26 billion.

According to the IC3 2021 Internet Crime Report [PDF], BEC scams were the cybercrime type with the highest reported total victim losses last year.

Victims reported losses of almost $2.4 billion in 2021, based on 19,954 recorded complaints linked to BEC attacks targeting individuals and businesses.

BEC scam?

BEC scammers are employing various tactics — including social engineering, phishing, and hacking — to compromise business email accounts which will get used to redirect payments to attacker-controlled bank accounts.

In this type of scam (also known as EAC or Email Account Compromise), the crooks will commonly target small, medium, and large businesses. Still, they’re also attacking individuals if the payout is worth it.

Their success rate is also very high, given that they generally impersonate someone who has the target’s trust, such as business partners or company executives.

However, “the scam is not always associated with a transfer-of-funds request,” as the FBI explained in the PSA alert.

“One variation involves compromising legitimate business email accounts and requesting employees’ Personally Identifiable Information, Wage and Tax Statement (W-2) forms, or even crypto currency wallets.”

BEC defense guidance

The FBI also provided guidance on how to defend against BEC scam attempts:

  • Use secondary channels or two-factor authentication to verify requests for changes in account information.
  • Ensure the URL in emails is associated with the business/individual it claims to be from.
  • Be alert to hyperlinks that may contain misspellings of the actual domain name.
  • Refrain from supplying login credentials or PII of any sort via email. Be aware that many emails requesting your personal information may appear to be legitimate.
  • Verify the email address used to send emails, especially when using a mobile or handheld device, by ensuring the sender’s address appears to match who it is coming from.
  • Ensure the settings in employees’ computers are enabled to allow full email extensions to be viewed.
  • Monitor your personal financial accounts on a regular basis for irregularities, such as missing deposits.

The federal law enforcement agency advises those who fall victim to BEC fraud to immediately reach out to their bank to request a recall of funds.

They’re also urged to file a complaint with the FBI at BEC.ic3.gov, regardless of the lost amount, and as soon as possible.

Published with consideration from BleepingComputer  SOURCE

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Why managed IT services is best for SMB cybersecurity

Without technology, businesses cannot compete and succeed. But with the advancement in technology comes the ever-constant threat of hackers and cybercriminals. That’s why small- and mid-sized businesses (SMBs) need to protect themselves with robust cybersecurity solutions managed by reputable managed IT services providers (MSPs).

The numbers

Through the years, the number of SMBs falling victim to cyberattacks has drastically increased. Ransomware attacks, misconfigured systems, credential stuffing, and social engineering are among the many cyberthreats that SMBs face. Also, according to Verizon’s 2021 Data Breach Investigations Report, one in every five data breach victims was an SMB. What’s more, only 47% of SMBs are able to detect breaches within days.

The financial consequences have also considerably increased. IBM’s Cost of a Data Breach Report 2021 shows that “data breach costs rose from USD 3.86 million to USD 4.24 million.”

The numbers don’t lie, so it’s only about time SMBs take cybersecurity seriously. You can safeguard your business from cyberattacks and provide a more secure customer experience by working with a trusted MSP.

Why managed services?

Partnering with MSPs is the most effective way to prevent attacks and defend against malicious threats. MSPs offer a full range of proactive IT support that focuses on advanced security, such as around-the-clock monitoring, data encryption and backup, real-time threat prevention and elimination, network and firewall protection, security awareness training, and more. Here are some of the services an MSP can offer:

    • Around-the-clock monitoring – A cyberattack can happen at any moment. By having someone watching your networks and systems 24/7, MSPs ensure that any potential threats are identified and dealt with quickly.
    • Data encryption and backup – Data encryption transforms readable data into an unreadable format. This can be done through the use of a key, which is only accessible to authorized users. This way, even if the data is compromised, it can’t be read without the key. Meanwhile, data backup is the process of creating and preserving copies of data so that it can be restored in the event of data loss.
    • Real-time threat prevention and elimination – By using technology that can detect and stop threats as they happen, this security solution can minimize the impact of an attack and keep your business data safe.
    • Network and firewall protection – Networks and firewalls create a barrier between the business network and the internet, securing confidential data, such as customer information, employee records, and trade secrets. Networks can be configured to allow certain types of traffic through while blocking others, so that only authorized users can access specific resources.
    • Security awareness training – Now, more than ever, SMBs need to be aware of cybersecurity threats and how to protect themselves. MSPs can facilitate security awareness training that can help employees spot red flags and know what to do (and not do) to keep company data safe.

Managed IT services are designed to identify and fix weak spots in your IT infrastructure, enabling you to optimize the digital backbone of your business processes. With managed IT, you’ll also have faster network performance, a solid business continuity and disaster recovery strategy, and minimal downtime. You’ll also get a dedicated team of IT professionals ready to assist you with any technology-related problems. This is much more effective and budget-friendly than having in-house personnel juggling all of your business IT needs.

Being proactive when it comes to cybersecurity is the only way to protect what you’ve worked hard to build. If you’d like to know more about how managed services can benefit your business, just give us a call — we’re sure to help.

Are you interested in learning more about cybersecurity? Call us today and discover how our wide array of tech services can safeguard your business.

If you are looking for an expert to help you find the best solutions for your business talk to GCInfotech about a free technology assessment

Published with consideration from techadvisory.org SOURCE

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How to protect your business from Mac ransomware

Windows users are often the victims of ransomware attacks. For example, in 2017, WannaCry and Petya ransomware infected hundreds of thousands of Windows PCs around the world. Unfortunately, ransomware strains that specifically target Macs are expected to grow in number as well. If you have a Mac, follow the security best practices below to avoid getting infected.

What is ransomware?

Ransomware is a type of malicious software that holds computer systems hostage via encryption until a ransom is paid. Attackers typically threaten to release the encrypted information to the public or destroy sensitive data if victims don’t pay within a certain deadline. Healthcare and finance organizations, in particular, are more likely to pay the ransom because these organizations tend to be worth a lot of money and have many valuable assets, and can’t afford to lose access to their critical data.

As its name suggests, Mac ransomware is simply ransomware that targets Mac desktops and laptops. And just like other types of ransomware, it is typically distributed via phishing emails.

Types of Mac ransomware

In 2016, the KeRanger ransomware was distributed through the popular BitTorrent app Transmission. KeRanger was signed with an authorized security certificate, allowing it to evade macOS’s built-in security measures and infect more than 7,000 Mac computers.

Meanwhile, the Mac ransomware strain Patcher was discovered in 2017. It disguised itself as a patching app for programs like Microsoft Office. When launched, Patcher would encrypt files in user directories and ask for a Bitcoin ransom. But the ransomware was poorly built, so there was no way to retrieve the decryption key once the ransom was paid.

In 2019, the EvilQuest ransomware encrypted files and forced victims into paying a Bitcoin ransom. Much like Patcher, however, there was no decryption key, leaving those who paid the ransom with nothing.

Ransomware attacks like these can make a resurgence at any time, which is why you need to be prepared in case of an attack.

An ounce of prevention goes a long way

Preventive measures are the best way to keep your Macs safe from ransomware. This involves installing only programs from the official App Store and the latest software patches to defend against the latest threats.

Since phishing emails are the usual delivery method of ransomware, be wary of suspicious links and email attachments. Always be on alert even if the email appears to come from a legitimate company or someone you know.

You must also maintain offline backups and have a disaster recovery plan to keep your business running in the event that ransomware successfully infiltrates your systems.

Responding to ransomware

If your Mac is infected with ransomware, do not pay the ransom fee, as there’s no guarantee that hackers will provide a decryption key and release your data. Instead, use an up-to-date anti-malware program to remove ransomware from your computer. There are also free ransomware decryption tools online that you can use to remove the infection.

If these tools don’t work, contain the spread of the ransomware by disconnecting from the network. Afterwards, run data recovery procedures and immediately seek the help of our cybersecurity experts. We stay abreast of the latest Mac security threats and know just how to keep your business safe.

If you are looking for an expert to help you find the best solutions for your business talk to GCInfotech about a free technology assessment

Published with consideration from TechAdvisory.org SOURCE

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